Four reasons to hire an attorney after a New Jersey auto accident

Following an auto accident in New Jersey, obtaining legal representation may offer a number of benefits, which help people protect their rights.

Auto accidents are an all too common occurrence on the roads and highways throughout New Jersey. In fact, the state's Department of Transportation reports there were 256,482 collisions across New Jersey in 2016 alone. Unfortunately, such motor vehicle wrecks often result in serious personal injury or death for those involved. For many who experience such situations, this may lead to undue expenses for which they may seek compensation from insurance companies or the responsible drivers. While some who have been injured in car crashes choose to handle them on their own, there are several reasons why it may benefit them to obtain legal representation.

Understanding the no-fault insurance policy

Under no-fault auto insurance policies, people may be required to look to their own insurance companies first to handle the losses resulting from car accidents. This can be helpful to some, as it may expedite the process of receiving payment for their associated medical bills and other expenses. In some circumstances, however, it may restrict people's ability to seek damages for pain and suffering. A lawyer may explain people's rights under the policy, and help them determine how best to proceed given their unique situations.

Navigating the legal system

With regards to personal injury claims, New Jersey applies a modified comparative negligence standard. This rule specifies that only those drivers who are found to be less than 50 percent at-fault for the resulting injuries may recover damages for motor vehicle accidents. On their own, it may be challenging for people to prove fault, and insurance companies and the other parties may seek to use this rule to limit their financial liabilities. An attorney may help those injured in car crashes understand how the rule applies to their situations, and aid them in gathering the necessary documentation and evidence to support their claims.

Negotiating with the insurance companies

When it comes to settling auto collision claims, even drivers' own insurance companies may be looking out for their own bottom line, instead of the needs of those who are injured. As such, insurance carriers may sometimes push people toward a settlement that is less than fair. A legal representative may take over these communications and negotiations, looking out for the best interests, as well as the short-term and long-term needs of their clients.

Compliance with the associated rules

While people who have suffered broken bones and other serious injuries due to motor vehicle wrecks may be entitled to recover compensation for their resulting losses, there are certain rules that govern their rights. For example, the state of New Jersey places a two-year statute of limitations on personal injury claims. This means that should people wait beyond that time period to take legal action, they may no longer be eligible to receive damages. Familiar with the associated rules and regulations, lawyers may help ensure their clients are aware of and in compliance with the applicable statutes.

Looking out for injury victims' rights

The effects of auto accident injuries may be devastating for people in New Jersey. In addition to their pain and suffering, they may face undue medical bills, lost wages and other financial losses. Under some circumstances, however, the drivers responsible for causing car crashes may be held liable. Thus, those who have been injured as a result of a motor vehicle collision may benefit from discussing their rights and options with a legal representative.