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5 Things To Know About Car Accidents

As the saying goes, what you don’t know can hurt you. This is so true in the aftermath of an auto accident. Myths and mistakes can hamper your recovery from injuries and your recovery of compensation.

The experienced attorneys of Ginsberg & O'Connor, P.C., are here to explain and assert your rights if you were seriously injured in a car accident. Our Mount Laurel firm serves Burlington County and surrounding New Jersey. Call 856-437-0969 for answers to your personal injury questions.

1. Injuries Are Not Always Apparent

Some injuries are not immediately obvious at the time of a crash. Symptoms of fractures, concussions, whiplash, internal injuries and other injuries common in car accidents may not be noticed or diagnosed until days or weeks later.

  • Seek medical attention after an accident, even if there are no visible wounds or the injuries seem minor. Timely diagnosis is important if the injuries turn out to be serious. A record of treatment and a causal connection are important to your legal recourse, especially if months pass before you bring an insurance claim or lawsuit.

2. Liability (Fault) Can Be Disputed

You may think the other driver was clearly at fault, but that person and his or her insurance company may later challenge your version — or place all the blame on you! It is important to capture as much information as possible after an accident.

  • Call police, and request a copy of the police report. You should also document everything about the accident and take pictures of the vehicles, the scene and your injuries.
  • Do not admit fault or discuss fault with the other driver. Your words, however well-intentioned, can be used against you. Your eventual compensation could be reduced by any percentage of fault that is later assigned to you.

3. Damages Must Be Proven

An injury claim cannot simply demand “full compensation.” A good attorney will thoroughly document your injuries and the impact on your life, detailing all applicable damages. These may include lost wages and projected earnings, medical bills and future medical needs, permanent disability, disfigurement, emotional distress, and pain and suffering.

  • Continue treating with your doctors. This is the most important thing you can do to support your claim and to recover as fully as possible from your injuries. It is also beneficial to document the ways your injury affects daily living, from pain and sleeplessness to physical limitations on household chores and favorite activities.

4. The Insurance Adjuster Is Not Your Friend

You will likely be contacted by a representative of the other driver’s insurance company who may be fishing for information or offering a quick settlement. Signing a waiver, accepting the first settlement offer or giving a recorded statement may be counter to your legal and financial interests.

  • Be careful what you say, even to your own insurance agent. Your car accident case may later involve claims under your own auto policy if the other driver is uninsured or underinsured for your losses.

You must report your accident, but your statements can be used to limit your compensation. Protect your rights by contacting an attorney before talking to insurance adjusters or agents.

5. Your Legal Representation Makes A Difference

No lawyer can guarantee a specific result. But statistically speaking, accident victims who have legal representation receive higher compensation, even after attorney fees. An experienced lawyer knows what questions to ask and what resources are needed to prepare a convincing case for liability and damages.

  • The insurance companies do their homework. They know which attorneys always settle and which ones will actually take a case to the jury. Hire a trial lawyer with a proven record.

Your True Advocates After A Car Accident

The police don’t always reach the right conclusion. The insurance companies can’t be counted on to do the right thing. At the law firm of Ginsberg & O'Connor, P.C., be assured that we are devoted to your rights and best interests.

We are here to answer your questions and fight for the compensation you deserve. Call our Mount Laurel offices toll free at 856-437-0969, or contact us online to schedule a free initial consultation with one of our experienced personal injury lawyers.