Insurance policies play a big role in your life after a car accident. If you are involved in an accident with a driver without adequate insurance coverage or no coverage at all, what can you do? New Jersey policies include Uninsured Motorist (UM) coverage and offer optional Underinsured Motorist (UIM) protection. These UM and UIM benefits allow you to pursue compensation through your own insurer when a negligent driver has no coverage or too little to cover your losses.
Our personal injury attorneys at Ginsberg and O’Connor can explain your rights and explore all of your options to get you fair compensation and benefits after an accident.
Understanding Uninsured (UM) and Underinsured (UIM) Motorist Coverage
Getting hit by an underinsured or uninsured motorist can come as quite a shock, especially if you were the victim of a hit-and-run accident. The good news is that many insurance policies include uninsured/underinsured motorist coverage. Still, it can be difficult to work with your insurance company to make sure you receive enough benefits to help pay for your injuries, lost wages, and any other financial impact you suffer as a result of the accident.
Our lawyers have more than three decades of experience helping victims of car accidents get the compensation they deserve. We understand the complex nature of insurance policies and can work with your insurance company on your behalf to ensure your rights are protected and you aren’t being shortchanged.
How UM and UIM Coverage Protects Injured Drivers
Your insurance coverage is probably one of the last things you want to review after being injured in a car accident. Let us handle your car accident claim so you can focus on getting better.
Insurance policies can be complex and difficult to understand. We have decades of experience helping victims recover financially after a car accident. Our law firm will ensure you are treated fairly and receive the maximum benefits under your policy. We can also review all your legal options for obtaining additional compensation to help cover your injuries and suffering, depending on the circumstances of the accident.
Contact Us
Located in Cherry Hill, New Jersey, we help victims of car accidents throughout New Jersey. To schedule your free consultation, call 856-727-1991 or contact us online to discuss your specific situation.