How Families Can Seek Justice After A Workplace Fatality
The sudden loss of a loved one at work is heartbreaking. Along with grief, you may face questions about how to cover bills, plan a funeral and move forward. Knowing what support is available under New Jersey law can help you make informed decisions during this painful time.
Workers’ compensation benefits in New Jersey
Most employers in New Jersey must carry workers’ compensation insurance. If your loved one passed away from a work-related injury, dependents can receive death benefits. These benefits include funeral expenses of up to $5,000 and weekly payments to dependents equal to 70 percent of the worker’s average weekly wage, subject to a state-set minimum and maximum. These payments continue as long as you qualify as a dependent. While this can help cover immediate costs, it does not always reflect the full impact of your loss.
When wrongful death claims apply
Workers’ compensation is usually the only claim you can bring against an employer. However, if a third party’s negligence contributed to the accident, you may have the right to file a wrongful death lawsuit. This type of claim can seek damages not included in workers’ comp, such as loss of companionship and future income. For instance, if defective equipment or a negligent driver caused the fatal accident, you could pursue a case against them. Exploring this option allows you to seek broader accountability.
How legal guidance supports your family
The process of filing claims after a workplace fatality can be overwhelming. Insurance companies often focus on limiting what they pay and third parties may deny responsibility. An attorney can investigate the accident, explain your options and guide you in choosing whether workers’ comp alone is enough or if a wrongful death case is right for your family. Having guidance gives you peace of mind while you focus on healing.
Taking steps forward
No amount of money can replace your loved one. Even so, seeking justice can provide closure and financial stability. If your family faces the aftermath of a workplace fatality, consider speaking with a lawyer who understands these cases. Having support can help you move forward with strength and clarity.
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